Personal Tax Planning
Structure advice and asset protection
Insurance
Estate Planning
Retirement Planning
Tax Planning
Structure advice and asset protection
The Garis group can advise you on the most appropriate structure to protect your assets from future liabilities, while leaving you in control of the assets.
The right structure can be very tax effective and can minimise capital gains tax of the sale of your business or investment assets.
With our experience to guide you, we can ensure you obtain the protection you and your family need.
Insurance
Life insurance
The financial security of the family needs careful planning and regular reviews. The impact of job loss, illness or even untimely death on the ability to repay a mortgage must be considered. The plan may also cater for the cover of specific expenditure such as repayment of debts.
There are several types of life insurance each with its own benefits e.g. Term insurance, family income insurance Permanent Health insurance and critical illness cover. The Garis Group can help you identify the cover you need.
Keyman Protection
While insuring the physical assets of a business are understood, often the loss of key employees may have a major impact on the profitability and viability of the business. Key employee insurance can protect your business should key individuals fall ill or even untimely death.
Shareholder protection
Shareholder or partnership protection enables a business to continue trading should a key member of the team fall ill or die. This insurance provides the remaining business owners and partners with capital to buy out outstanding shares. The Garis Group can provide you with advice on the most suitable type of protection
Estate Planning
The Garis Group will work with you and your advisers to ensure plans are in place to assist you with wealth creation, preservation of assets and ultimate distribution of your assets to your desired beneficiaries.
Estate planning requires coordination of taxation, accounting and superannuation expertise and we are happy to assist you.
Retirement Planning
It is clear most people are not preparing sufficiently for retirement.
The Garis Group can advice you on structuring savings in a tax efficient manner as well as investing wisely your pension funds.
Tax Planning
The Australian taxation system is complex. There will be many times when your business will require advice on a major acquisition or sale of an asset. You may be contemplating acquiring a new business or expansion of an existing business. At the Garis Group we work with you to understand your personal or business situation and deliver to you a solution that ensures your objectives are achieved.
If you need advice on a taxation issue, then contact us and talk to one of our team members today.
